Independent financial reviews

Our financial reviews are actually fun because we use a Financial Ship analogy. We explore the financial ship to discover if it can weather the storms, if it has leaks, and if we're on course to our desired destination. Depending on the scope of the review, a fixed fee is negotiated with a minimum of $200.

Financial counseling

This process involves visiting with the client and/or family and explaining various aspects of the financial world that affects them. It is generally a question/answer session that is specific to them. Hourly Fee.

Financial planning

This process is often linked with the independent financial review. The review outlines suggested solutions; the planning involves specific timeframes, dollar amounts and sequencing. Hourly Fee, or included in the independent financial review fee.

Plan Implementation

For those who want us to help them implement the solutions suggested, we work together to accomplish the desired tasks. Charge varies based on type of solution.

Fee-based Asset Management

If a client wants us to manage their money, we do so for an annual fee of 1.5% of the assets under management. (Or a flat negotiated fee if the assets are below $50,000.) This fee would then include the services of financial review, counseling, and planning, along with quarterly updates.

Organizing Financial Records

We go to the client's home, provide a customized Organizer, help clients identify, classify and better understand what they have. Fixed fee of $500. If the client has over $300,000 in managed assets with Tuggle & Russell, LLC, the service is included in the management fee.

Community workshops

These sessions are conceptual in nature, meaning that the purpose is to educate, not to sell.