is an:
independent,
          fee-based,
                 Registered Investment Adviser
 
–our people—our experience:
 
In 2003, Clayton Tuggle and Lois Russell successfully brought together their years of experience, various backgrounds,
and knowledge to form  
 

The positive synergy that results from the interaction of these two experienced advisors is vibrant and beneficial to their clients. Together Clayton and Lois also bring a trans-generational understanding to financial matters and family relationships.  Clayton is a senior.  Lois is a baby boomer.   Yet their different perspectives complement one another, adding a deeper dimension of care and understanding to their counsel.